User Agreement
You must agree to these terms and conditions before you will be able to receive emails from potential buyers.
Use of the FinancialPaper2Cash web site and the services we offer constitutes your acceptance of all terms and conditions stated in the below User Agreement.
FinancialPaper2Cash reserves the right to change or amend this agreement at any time. Changes or Amendments will be posted to our site and considered effective 30 days from the date they are posted to the site. If you do not agree to such changes, you may request that we close your account by contacting us.
All questions regarding this User Agreement should be sent via email to Legal Support.
1. Eligibility of Membership / Registration
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To use our services, you must be at least 18 years of age and be able to form or enter into a legally binding contract in accordance with applicable laws. If you are eligible to use our services, you must complete the Registration process by providing FinancialPaper2Cash with true and correct information as required on the FinancialPaper2Cash registration form. If the information you provide is found to be false or non-verifiable, we may suspend or terminate your registration and account.
2. FinancialPaper2Cash serves only as a Venue
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FinancialPaper2Cash is an Internet site on which registered users post ads offering assets which they possess and wish to sell in an open auction environment. Registered users may also bid on or buy such assets. At no time does FinancialPaper2Cash possess, hold, or offer any merchandise for sale or auction, nor are we involved in any part of the actual transaction. FinancialPaper2Cash serves only as a venue in which individual sellers and buyers may engage in transactions between each other. financialpaper2cash.com is not selling any asset or merchandise and our fees are considered earned when items are posted, and when and if the sellers item sells and has reached a bid commensurate with your target �reserve price" or the "buy now" price, the final value fee of .95% ( LESS THAN ONE PERCENT ) -will immediately become due and payable or, on approval, real estate contract fees may be paid out of escrow (see fee schedule). Hence, there are no return or cancellation privileges. Because of our non-involvement in these transactions, it is the sole responsibility of the seller to accurately represent the quantity, quality, safety, authenticity, and availability of the items the seller has listed on the site. Furthermore, it is the responsibility of the bidder/buyer to verify with the seller any or all information about any item listed on FinancialPaper2Cash, for which they intend on placing a bid, before placing such bid. FinancialPaper2Cash can not be responsible for a sellers willingness or ability to sell any item they have listed, or a Bidders willingness to follow through with a transaction for an item(s) for which they have placed a bid. We encourage open communication between buyers and sellers before and after any transaction takes place.
3. User Verification
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Because of difficulties involved with verification over the Internet, FinancialPaper2Cash is unable to guarantee that a user is who they may claim to be. If you are uncertain as to another users identity, we suggest that you contact them. You may also review any members feedback profile to see what others have said about dealing with them.
4. Disputes and Release
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Because FinancialPaper2Cash has no involvement in transactions between users we can not get involved in disputes between users. You hereby release FinancialPaper2Cash (including all officers, employees, parent companies, contractors, suppliers, or agents) from any and all types of damages or claims resulting from such disputes.
5. Selling on FinancialPaper2Cash
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Review the listing policy for more information
6. Placing Bids
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By placing a bid on an item(s) listed on FinancialPaper2Cash, you are stating that you have the ability and intention to purchase the item for the amount of your bid, should the auction end and you are the high bidder. In the case of a reserve auction, if your bid meets or exceeds the sellers stated reserve price, you agree to purchase the item(s) for the amount of your winning bid.
Before placing a bid in an auction, you should be certain you understand all terms and conditions of the sale as indicated by the seller. Placing a bid is considered a legal, binding contract. If you have any questions about an item, or the seller offering the item, you should ask the seller before placing your bid.
Only in certain situations would bid withdrawal be acceptable. These situations may include:
- The seller has made material changes to the description of the item after your bid was placed.
- The seller has made a typographical error in the description of the item.
- You have contacted the seller and received their express permission to withdraw your bid.
Bidders may not engage in the following activity:
- Bidding in a manner that causes the maximum bid of other bidders to be revealed, then retract your high bid, and bid again at a lower increment above the true high bidder.
- Placing bids for the purpose of exposing the sellers reserve price, then retract your bid and bid again later with a secondary User ID.
- Bidding on any item that you do not have the intention or means to purchase at the close of the auction, should your high bid cause you to win the auction. You are encouraged to ask the seller of an item listed on FinancialPaper2Cash, any questions you may have regarding the sale of, or condition of the item before placing your bid.
- By placing a bid, you further state that the purchase and or delivery of the item does not violate any local, state or federal laws, regulations or guidelines regarding the sale or distribution of such item(s).
7. Fees and Charges
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The listing fee for posting an item on FinancialPaper2Cash is not free (please see the "Auction Fees" page). There is also a minimal charge for other auction posting features such as featured item listings, attention grabbers, bold listings, etc., should you wish to use them. There will also be a final value fee imposed on all items sold (please see the "Auction Fees" page). This amount will be automatically charged to your credit card or PayPal account. Payments can be made directly from your "Account Manager". Automatic notification of new listings is offered at no charge.
8. Personal Information
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Personal information is the information that you provide to FinancialPaper2Cash or to other members when:
- Completing the registration process.
- Listing an item.
- Placing a bid.
- Leaving feedback comments.
- Placing your credit card information on file with us.
- Posting messages in any lobby area.
- Using any email feature offered to you through use of the site.
You are responsible for your personal information. In the event that your information creates a liability to us that may cause our Internet service provider, suppliers, agents, or contractors to sever their services to us because of such liability, we may take appropriate actions regarding such information.
The use of your information is explained in our current Privacy Policy.
FinancialPaper2Cashhas strict policies relating to members' contact information:
- FinancialPaper2Cashmembers can't misrepresent their identities.
- FinancialPaper2Cashmembers must always provide valid and complete contact information.
- For everyone's safety, members are never permitted to publish the contact information of other members in an online public area.
- Every FinancialPaper2Cashmembership must always have a valid email address.
- It is never permitted to use any part of your real email addresses, regular mailing addresses, IP addresses, hyperlinks, websites, and/or telephone numbers.
URL's can not be used as your user name ( screen name ) on financialpaper2cash's site or anything similar to your URL.? i.e. your user name should not be webuynotes if you have a website called webuynotes.com; your user name should not be notebuyer if your email address is notebuyer@aol.com or notebuyer@yahoo.com or notebuyer@hotmail.com.
We keep all screen names (user names )anonymous and to that extent we reserve the right to change your user name. We will notify you of any changes to your screen name and reassign you a new screen name.? A customer using a user name like americanbuyinggroup or webuynotes will have it be changed by financialpaper2cash to abg or wbn or other some other similar nondescript user name.
9. Your Password
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You may not disclose, share, or distribute your password to any third party. If you feel your password has been jeopardized, you may change your password at any time, and as often as you wish.
10. Stability
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Neither you nor any parties affiliated with, contracted by, or created by you may take any actions to interfere with or interrupt, the operation or stability of the FinancialPaper2Cash web site. This includes, but is not limited to, the use of any software, device, or programming routine that could place excessive loads on our system or interfere with any listing or auction listed on our site, or any users account or information.
11. Feedback
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FinancialPaper2Cash provides registered users with the ability to leave comments about their experiences in dealing with other registered users, through our feedback system. The following actions regarding the use of the Feedback system are prohibited:
Threatening another user with negative feedback for their refusal to perform actions not related to your transaction with that user or their failure to agree to terms and conditions of an auction that were not stated in the original listing.
Leaving feedback that contains vulgarity or profanity.
Leaving feedback that discloses another users personally identifiable information.
Leaving comments that are negative in nature, through the selection of the Positive comment option.
In the event that your feedback rating should reach the status of -2 (negative 2) your registration and account may be suspended.
It is expected that you will use the Feedback system in a manner that upholds and maintains the integrity of the Feedback System.
12. Privacy
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FinancialPaper2Cash takes several steps to protect and prevent the misuse of the personal and private information you supply us. You may review our current Privacy Policy.
13. Notice
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All notices given between both parties (Buyer and SellerFinancialPaper2Cash) will be made via email, certified mail, or registered mail. Notices we send you will be addressed to the email address which you provided during the registration process or currently have on file in your account with us. At no time are buyers or sellers permited to include these instances, unless the party sending the email is notified that the Recipients email address in not valid, such notices will be considered given 24 hours from the time the email is sent. Notices regarding changes to the terms and conditions of the User Agreement may be given by posting such changes to the site, and will be considered given and effective 30 days from the time of such posting. Seller agrees not to sell any asset to any investor, bank or institution that was introduced to seller from financialpaper2cash.com with out first paying the Final Value Fee or pay as liquidation damage 10% of the investment sold with in two years of asset posting on financialpaper2cash.com. Seller agrees not to sell any asset to any investor, bank or institution that was introduced to seller from financialpaper2cash.com with out first paying the Final Value Fee or pay as liquidation damage 10% of the investment sold with in two years of asset posting on financialpaper2cash.com . Seller will sign and return via email or fax (888-369-5478) a copy of this agreement with copy of drivers license, passport, or other Government issued identification, in order for financialpaper2cash.com to share prospective investors email with you the seller and Facilitate the enforcement of agreement. Printout this agreement now!
All documents require Adobe Acrobat.
14. Limitation of Liability - Non Warranty
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IN NO EVENT SHALL FinancialPaper2Cash (INCLUDING OUR SUPPLIERS, OFFICERS, DIRECTORS, EMPLOYEES) BE LIABLE FOR LOST PROFITS, REVENUES, OR ANY SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGES (HOWEVER ARISING, INCLUDING NEGLIGENCE) RESULTING FROM OR IN CONNECTION WITH THIS AGREEMENT OR THE USE OF THE SITE.
THE SITE AND SERVICES ARE OFFERED "AS IS" AND "AS AVAILABLE", WITHOUT ANY WARRANTIES OR GUARANTEES EXPRESSED OR IMPLIED. WE AND OUR SUPPLIERS SPECIFICALLY DISCLAIM THE IMPLIED WARRANTIES OF TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON INFRINGEMENT.
15. Indemnification
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You agree to indemnify and hold harmless FinancialPaper2Cash, its officers, employees, parent companies, subsidiaries, contractors, vendors or affiliates, from any claim or demand, including reasonable attorneys' fees, made by any third party due to or arising out of your use of the FinancialPaper2Cash, the violation of this User Agreement by you, or the infringement by you or any other user of this site using your computer, of any intellectual property or other right of any person or entity.
16. Legal Responsibility
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It is your responsibility to comply with all applicable laws, statutes, ordinances and regulations regarding your use of our service and your bidding on, listing, purchase and sale of items through our site.
18. No Partnership / Agency
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You and FinancialPaper2Cash act as independent contractors. At no time is any partnership, agency, joint venture, employee-employer or franchiser-franchisee relationship intended or created by this Agreement.
19. Violation of User Agreement
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We may terminate your account, registration temporarily or permanently should you violate any portion of this User Agreement. This includes the termination or suspension of any auctions you may be running at the time, without refund of any fees or compensation or liability for loss of business or revenues which you may claim, as a result of such termination.
20. General
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This Agreement and the terms and conditions herein, shall be governed by the laws of the State of Wyoming. You further submit to the legal jurisdiction of the state of Wyoming and agree that any legal action or proceeding regarding this Agreement, whether it be on a local, state, or federal level, shall be brought in Sheridan, Wyoming, or a court within the jurisdiction of the state of Wyoming.
21. Disclosure
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The services herein are offered by FinancialPaper2Cash. Any Inquiries can be made to the following address:
Legal Department
215 W. Loucks St.
Sheridan, WY 82801
